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SHELTER IS HOME PAGE DIRECTORY
"Then I hear that beat ~ That rhythm of town
Starts calling me down
It's like a message from ~ High above
Oh, oh, oh ~ Pulling me out
To the smiles and the ~ Streets that I love
Good morning Baltimore
Every day's like an open door
Every night is a fantasy
Every sound's like a symphony
I love you Baltimore"
"Cities need 'Old Buildings' so badly it's probably 'Impossible' for vigorous streets and districts to grow without them."
- Jane Jacobs, The Death and Lie of Great American Cities
"Oh, if I could build my whole world around you, darling ~ First I'd put heaven by your side
Pretty flowers would grow wherever you walk, honey
And over your head would be the bluest sky
Then I'd take every drop of rain ~ And wash all your troubles away ....
If I could build my whole world around you
I'd make your eyes the morning sun
I'd put so much love where there is sorrow
I'd put joy where there's never been none
Then I'd give my love to you ~ For you to keep for the rest of your life
Oh, and happiness would surely be ours ~ And that would be alright, oh, yes it would"
~
"Man of Action" (1955)
"You can't build a great building on a weak foundation. You must have a solid foundation if you're going to have a strong
superstructure." - Gordon B. Hinckley
Prepare for 3 Million to live in each city.
"The Surprising Way Small Towns Are Disappearing" - City Beautiful
HOMEOWNERSHIP
"Black Homeownership Drops Dramatically in Baltimore, Report Finds" - Baltimore Business Journal (2020)
"Overcoming Barriers to Homeownership in Baltimore City" - Abell Foundation (July 2020)
"The report analyzes recent homeownership trends in Baltimore by neighborhood and race, reviews the current system for promoting
homeownership, and identifies significant barriers to homeownership. We find that new incentives and more flexible loans
alone would have an insufficient impact on homeownership rates in Baltimore, because they do not address the
systemic racism and inequities that disadvantage Black households."
"Homebuyer education classes, but not one-on-one counseling, are required for many types of loans and incentives, including
those provided by the State of Maryland. The City of Baltimore requires one-on-one counseling to access the incentives provided
by the Baltimore Homeownership Incentive Program (BHIP). The key difference between education and counseling is that during
counseling sessions, a housing counselor conducts a thorough and confidential review of a client’s budget, which does
not happen in homebuyer education classes. With this information, the counselor helps a would-be homebuyer understand the
financial obligations involved in buying and maintaining a home; find a loan appropriate to their situation; and access homebuyer
incentives available through Baltimore City, the State of Maryland, local employers, and nonprofit organizations."
Homeownership Racial Segregation-and Policies for Racial Wealth Equity" - The Brookings Institution (2021)
Seek, "REPARATIONS"
"39 Million Properties are Significantly Overvalued Due to Artificially Suppressed Home Insurance Costs" - First Street Foundation
(2023)
Baltimore Reparations Plan: Diagram for 15,000 Houses
General Washington - proponent of trees - and shade:
George Washington planted 13 trees between his mother's and his sister's house so they could have shade when they walked back
and forth. 13 trees were intentionally place, one for each colony/state. The last tree to survive, representing Georgia,
succumbed in 2004. The Horse Chestnut wood is used for United States Presidential door seal interiors.
Ownership of a house of which one dwells in is shelter. ~ Ownership of domicile(s) being rental(s)/leased is a
business.
This page is about 15,000 houses becoming exclusively, and forever shelter. From generation to generation will these houses
be owner-occupied, raising the dire need of homeowners versus renters, but more importantly, re-rooting families who were
victimized through forced "selling" to Baltimore City, fake "Rent-to-own" schemes of late 1960's and 1970's that were not
quelled immediately, and bank loan discrimination.
It is important to note that wealth should not be tied to "market value" as market value fluctuates to completely worthless.
Baltimore City not making the correct decisions, or delays, due to climate change and global warming that confesses is more
than costly, even suing oil companies can greatly alter real estate "market value." It is more important that people have
a house - for shelter, and separate, money. Even in a mattress is the money always worth face value. Federal Government
should give direct monies. Baltimore Reparations offers more: a house a career, and other needs that Baltimore needs to atone
for (please seek page, "Baltimore Reparations") which in totality offers a great start or continuous stream to accumulate
wealth - to accomplish any dream the homeowner has. The homeowner can pass down the house, creating another homeowner, and
still purchase a different home if wants to. These houses must never go into disrepair, as they are a sacred gift Baltimore
City - residents and government alike gives - with blood, sweat, and tears - of ancestors who fought for the Union, to the
Renaissance Baltimore is about to embark upon - renovating homes to net-zero and net-positive - future now standards.
The reparations that Baltimore can financially do is, through partnering with Habitat for Humanity, who has the large staff,
the "infrastructure" to handle such a humongous endeavor. Habitat for Humanity can receive tax-deductible donations, something
Baltimore City cannot do. Baltimore City will need to pay for materials, as it will be simpler to keep monies completely
separate from Habitat for Humanity. Labor costs the most. Labor includes Baltimore's workforce, which need to trained using
net-zero and net-positive materials, geothermal, garnering additional licenses. There are those who can become teachers.
Yes, for those who currently do remodeling, HVAC, Plumbing... it is a different way with Habitat for Humanity, but there
will be a need for those already in the business. Simply has to be net-zero and net-positive.
Baltimore City atones for its entrenched history of hurting not only Baltimoreans, but people all over the country because
of its infamous influential laws to what became called, red-lining, and more. With Baltimore Reparations, there is no need
for a bank; no deals made - especially with those who continue to discriminate today (and keep getting caught, then settling).
Baltimore Reparations has little risk: no money transferring, no loans defaulting, no evictions need to be made, countless
pain and suffering, and some corporation always benefits (making other endeavor selfish, self-centered, and, in essence stealing
lives) should making reparations is not allowed. Baltimore Reparations is calm, ethical, moral, and not only pivots, but
transforms Baltimore into a World Class Future City that is the envy of cities and towns on Planet Earth.
Choose atonement. Choose correctly. Choose Peace.
HEAT, DROUGHT, & WATER-FUTURE
What are the prospects of Baltimore City living? Surviving?
BALTIMORE, BUILD THESE NOW
HOMEWORK: What To Do Now
HOME FINANCING
Buy a House Now!
"Home Financing" is the page where every which way one can be educated as to how to purchase a house. Find how to contact
one of the centers to attend workshop for grant/loan certificate, specific to Baltimore city home purchase. Learn the qualifications
for incentives. Some are not income restricted. It includes innovative ways to purchase within which neighborhood you'd
love to live, such as land purchase if no house (former house grounds) available. This page also lists grants and
programs specific for Indigenous - Native Americans.
HOW BALTIMORE WILL RENOVATE THE HOUSES
The two main costs of renovating a house are labor and materials. Labor costs way more than materials. Partnering with not
jut national, but international Habitat for Humanity offers a great reduction on labor cost.
1. The cost to homeowner(s)-to-be is drastically reduced. The homeowner(s)-to-be work on building their house (or other work
if not physically able to). This creates home ownership pride.
2. Baltimore workforce numbers have sharply decreased, just like the entire United States.
3. Baltimore has McMechen High School, whose use as a school is ending this month, June 2022. Its new use can now be to establish
a Vocational Trade and Guild. A World-Class center for net-zero and net-positive training. And training works for refurbishing
the school. Guilds for various disciplines: including textiles and fine furniture - famous Baltimore goods.
4. Those who choose to be in a vocational training have the opportunity and needed work experience by working on the 15,000
houses.
5.This magnificent project of rehabilitating 15,000 houses serves as the hours needed to qualify for licenses. People are
moved out of poverty for good - by good.
Habitat for Humanity has A LOT of not only fans, but "show-up-to-work" builder workers. President and Mrs. Jimmy Carter have
been builders since 1984. There are many many celebrities like Garth Brooks and David Letterman, a self-confessed Habitat
junkie, known to just, "show up!" "Put me to work!" Letterman calls building, "Complete Zen."
Reparations are a collective effort. At same time working - it simply is fun! You also may just make - lifelong friends!
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STEP BY STEP: BUILD THE HOUSES
This page explains in detail net-zero and net-positive, the general pathway to renovating a house, and materials needed.
It is important, especially with 15,000 houses, that each one is fully inspected, and allowing apprentices to go with the
engineers is vital to Baltimore's Workforce thriving.
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EFFICIENT STRUCTURES & MATERIALS
History of materials used in houses to today's new materials our workforce needs to trained to use for our Net Zero - Zero
- Net-Positive 15,000 homes.
"More Homes Using Heat Pumps as Cheaper, Greener Alternative to Fossil Fuels" - PBS Newshour (2023)
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"Allée" is pronounced like "ballet."
Baltimore is an Urban Heat Island. Baltimore is in dire need of more canopy from the sun. Baltimore needs more trees - for
shade - and breathing. Baltimore has alleys behind houses; with each back acknowledging another back of house. Most town/rowhouses
do not have garages, so the majority of alleys are not used for automobiles. In fact, allées will eradicate illegal parking.
Regarding police needs; allées are easily accessible for them, as they ride bicycles and horses. Our firefighters will
let us know where they need access to, but most alleys are too narrow for fire trucks in the first place. This page describes
and depicts (especially seek tree map of Baltimore below) the challenges, the choices currently made, and what gloriously
can be. With trees planted in front of houses, and allées, cooling from both sides creates immense comfort.] Allée rhymes
with ballet. With the knowledge this page has, you will be putting on your ballet shoes and be dancing - in every Allée!
TRASH PLAN
All across Europe, people have the freedom to choose how much or how little trash they throw away, no matter the date or time
via neighborhood receptacles.
Communal trash receptacles are available when people want to throw their trash away (and do anyways), no longer littering,
blowing in wind, get wet, or animal rummaged through. There will be at least one of each type of receptacle, completely sorted:
Compost/Yard, Glass, Paper, Plastic, and Other for each block to use around an intersection, so total of 2 intersections.
Freedom. Your garbage day can be once, or multiple times, even one bottle or leaf if you would like. With art, the receptacles
will fit in with an entire program of intersection repair, making them meeting places.
[Intersection Repair is one of many thing I learned, experienced, and bring from 9 years of living in Portland, Oregon (2002-2011.]
With garbage trucks no longer needed to go down especially small alleys, Baltimore City saves tons of gasoline, and can move
people to other jobs - like planting trees! Growing trees in the backs of homes will allow many more trees - as vital
to have tree canopy than what the diagram shows in 33rd Street Baltimore Fishbowl article. First, getting rid of more
lanes makes the buses even slower due to still having to weave in (just like North Avenue, as painting red does not make them
be able to go faster due to parked cars....) and out. Second, use less concrete. No longer need to build or designate bike
paths, as the alleys become allée bicycle paths (seek pictures below). Instead of one bike path in the middle where
one still has to confront traffic just to get to it (think kids) on either side, there are 2, yes TWO both way bike paths
using allées are created!
CITYWIDE
A lot will benefit every single resident and visitor to Baltimore. So I thought there should be a section for it.
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FINANCING REPARATIONS
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